Can I Get a Loan of ₦1,000,000 as a First-Time Borrower?

It’s possible but uncommon. Most platforms start new users with smaller loans (₦20k–₦200k). To access ₦1,000,000, you may need: Excellent repayment history on smaller loans Verified BVN and bank account Active transaction history or salary verification Gradually, platforms increase your limit after you prove reliability.